Skechers Boots Oxlade offers tips on how to a

Oxlade offers tips on how to avoid financial spats

TORONTO Celebrity money expert Gail Vaz Oxlade has helped many budget challenged Canadians put their bank accounts back in order on national television.

Now, with her new series Moron (premiering Friday on Slice), the frank talking financial guru comes to the aid of those who feel they are victims of such over spenders from s Skechers Boots pouses and friends, to p Skechers Boots arents and their children.

In each episode, Vaz Oxlade helps a confront a moron in hopes of saving their ailing relationship. If they follow through on the tasks she assigns, which include a spending journal and a cash flow budget, she gives them up to $10,000.

at home will watch this and all to learn how to tell the truth, how to lovingly tell the person that they genuinely interested in helping, is not working, we have to do something, says Vaz Oxlade, who previously hosted the series Debt Do Us Part and the truth is also the key to avoid fighting with a spouse about money, says Vaz Oxlade, who recently spoke with The Canadian Press about that very topic.

Here are Vaz Oxlade five tips for preventing money meltdowns in relationships:

1. Simply fess up about your financial issues, whether they concern your own money or your partner majority of people fight about money because they not honest, so rule No. each other what Skechers Boots you thinking. Don expect the other person to know what you thinking. Please, we don read minds, OK? Don deceive each other in money matters.

do things like bring home stuff and take the tags off or stuff in bags and bring it into the house and hide it in the laundry hamper, says Vaz Oxlade, who also has a weekly radio show on Toronto Newstalk 1010.

kind of deception, you may think it not a big deal but it is fundamentally saying you don trust your partner and you telling your partner not to trust you. is one exception to the rule: If you married to a money moron, you may have to keep financial information from your partner, she notes.

3. Have constructive not confrontational cash chats. And communicate your longer term financial goals to find a common ground.

about the money outside of just, bills need to be paid, says the straight talking Jamaican native.

conversations about what it is you trying to achieve. Don just assume you both want to buy a house, and even if you say you want to buy a house, do you want to buy the same kind of house? You have to have the conversations and you can just assume that the other person is on track with you if you don ask the question. Choose w Skechers Boots hen you talk about finances carefully.

you do this at the end of a busy day, if you do this just when you found out somebody overdrew the account, if you do it during heightened emotional times, what you going to do is set yourself up for a fight, says Vaz Oxlade.

you get into a fight over the money, call a time out. Say, is not working for us anymore, this is too emotionally inflated. We stop now but set the date for the next meeting, so you don just walk away from it. Don let one person take all control over the money.

need to have both people in the game if you want to have both people committed to the game plan, she says.

yes, one person may have more time and may be better attuned to doing things like paying the bills. But you still have to sit down and show your partner, are the bills I paid this week, this is how much money we put in savings. recommends a yours, ours approach to managing household finances.

we decide what our joint expenses are, we open a joint account, we contribute to that joint account proportionate to our income, she said. isn always fair. If one person makes three times as much as the other person, 50 50 definitely isn fair.

proportionate to your income so you each paying proportionate on the joint expenses, and then everything else you do as individuals: You have your own credit, you have your own savings, you have your own insurance. the case of a stay at home mom or dad, the couple still has to make allowance for the fact that both parties need their own money to manage, she adds.